The Bihar and Orissa Natural Calamities Loans Rules, 1934

{
    "id": 15715,
    "slug": "the-bihar-and-orissa-natural-calamities-loans-rules-1934",
    "title": "The Bihar and Orissa Natural Calamities Loans Rules, 1934",
    "short_title": "The Bihar and Orissa Natural Calamities Loans Rules, 1934",
    "act_number": "Published vide Notification No. 690-R. D., dated t",
    "act_year": 1934,
    "act_type": "STATE",
    "location": "Bihar",
    "law_status": "unknown",
    "enactment_date": null,
    "description": "The Bihar and Orissa Natural Calamities Loans Rules, 1934",
    "preamble": "",
    "section_label": "Section",
    "sections": [
        {
            "number": "1",
            "title": "1. Application.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 0
        },
        {
            "number": "2",
            "title": "2. Procedure to be followed by the Collector before granting any loan.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 1
        },
        {
            "number": "3",
            "title": "3. Cost of enquiry.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 2
        },
        {
            "number": "4",
            "title": "4. Consideration of applications.",
            "chapter": null,
            "content": "(a) whether the application is an affected owner:\n(b) whether the need for the loan is established;\n(c) whether the security is sufficient;\n(d) what amount should be advanced;\n(e) in what instalments (if there are to be more than one instalment) the loan is to be advanced:\n(f) what period is to be allowed before repayment is to commence;\n(g) the number of instalments in which the loan is to be repaid.\n5.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 3
        },
        {
            "number": "6",
            "title": "6. The Collector may lay down as a conditions of a loan.",
            "chapter": null,
            "content": "(b) the exact site on which the building shall be constructed.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 4
        },
        {
            "number": "7",
            "title": "7. Procedure.",
            "chapter": null,
            "content": "(b) The order form (Form B) shall be signed by the applicant or, if the applicants are a body of co-sharers applying jointly by all the applicants.\n(c) When the sureties, if any, give any immovable property as security for the repayment of a loan they shall sign that portion of Form B which relates to the particulars of security given by sureties.\n(d) When an applicant gives a security for the repayments of a loan any immovable property (other than a damaged building or the land on which it stands or a building to be constructed or the land on which it will be constructed) he shall sign that portion of Form B which provides for the particulars of security given by an applicant.\n(e) After the applicant or applicants and the sureties, if any, have signed Form B, it shall be signed by the Collector.\n8.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 5
        },
        {
            "number": "9",
            "title": "9. Statements made by applicant and sureties to be correct.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 6
        },
        {
            "number": "10",
            "title": "10. Closure of loans on failure to take instalments due.",
            "chapter": null,
            "content": "10A.\n11.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 7
        },
        {
            "number": "12",
            "title": "12. Interest of loans.",
            "chapter": null,
            "content": "(a) if it is paid within the financial year in which it falls due in addition to the interest due on the outstanding balance of the loan under clause (3), interest shall be realized on such instalment from the date on which it fell due up to the date on which it is paid at the rate fixed for the loan;\n(b) if it is paid after the close of the financial year in which it fell due, in addition to the interest due on the outstanding balance of the loan under clause (3), interest shall be realized, on such instalment, from the date on which it fell due up to the date on which it is paid, at the rate of two pies per rupee per month for each complete month between the date on which the instalment fell due and the date on which payment was made.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 8
        },
        {
            "number": "13",
            "title": "13. Repayment of loans in advance.",
            "chapter": null,
            "content": "(ii) The interest levied on the occasion of an advance payment shall be calculated on the number of whole month [a month being interpreted in accordance with sub-rule (2) of Rule 12 intervening since the date of the last payment.\n(iii) In cases in which advance payments are made, the interest levied at the time of the next payment shall be limited to the amount accruing on the portion of the loan left outstanding after the advanced payment.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 9
        },
        {
            "number": "14",
            "title": "14. Interest for intervening period when a loan is advanced in more than one instalment.",
            "chapter": null,
            "content": "15.\n(ii) No interest shall be charged for the period of suspension, and the payment of each remaining instalment due in respect of the loan, shall be postponed to the date of the next instalment and a new date fixed for the last instalment.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 10
        },
        {
            "number": "7",
            "title": "16. Officer empowered under Section 7 of the Act to recover loans.",
            "chapter": null,
            "content": "(i) All Sub-divisional Officers in the province of Bihar and Orissa.\n(ii) All certificate officers appointed in accordance with clause (3) of Section 3 of the Bihar and Orissa Public Demands Recovery Act, 1914 (Act IV of 1914).\n17.\n18.\n19.\n20.\n(b) No other security or surety other than the personal security of the applicants shall be required, provided the applicants execute a bond in Form F.\n21.\nForm A-1\nForm A-1\nApplication for loan for construction of buildings\nApplication for loan for construction of buildings\nName, father's name, residence, etc. of the\n\t\t\t\taffected owner\nAmount of loan required\nNumber of instalment in which required and amount\n\t\t\t\tof each instalment\nNature of security, if other than the building\n\t\t\t\titself\nEncumbrances on the damaged house and on the land\n\t\t\t\ton which it stands\n1\n2\n3\n4\n4-A\nNature of the proposed building and the estimated\n\t\t\t\tcost\nSituation of the land on which the building is to\n\t\t\t\tbe constructed\nApplicant's right in the land\nThe period proposed for repayment\nNature of the destroyed building and its\n\t\t\t\tapproximate value before destruction\n5\n6\n7\n8\n9\nSignature or thumb-impression of affected owner.\nSignature or thumb-impression of affected owner\nSignature or thumb-impression of affected owner\n.........Signature of Surety/Sureties\nNote: Column 1. - aliases if any are to be entered.\nNote:\nThe enquiring officer should as far as possible enquire into the statements made as to encumbrances and record the result of enquiries on the reverse of this Form.\nColumn 2. - In figures as well as in words.\nColumn 2.\nColumn 4. - Security may be in one of the following forms, or a combination of two or more of the following forms:-\nColumn 4.\n(1) Buildings other than the building to be constructed.\n(2) Land other than that on which the building is proposed to be built.\n(3) Personal.\nIn the case of immovable property, state if the property is free from encumbrances and if registered, the number and date of the registered deed and the name of registry office.\nColumn 5. - Whether shop, residence combined shop and residence, workshop or other building whether pucca or katcha building.\nColumn 5.\nColumn 6. - Reference to the plot number in the record of rights (if any) in which the lands are contained or to the holding number in municipal areas shall be given.\nColumn 6.\nReverse of Form A-1\nReverse of Form A-1\nParticulars to be filled in by Enquiring Officer\nParticulars to be filled in by Enquiring Officer\n(i) If the land on which the building is to be constructed the nature and value of the applicant's interest in it, and the nature and extent of encumbrances, if any.\n(ii) If immovable property other than the land itself its nature, value and nature and extent of pre-existing encumbrances, if any.\n(iii) If personal the names and status of the co-sureties.\n(iv) If any property belonging to a surety the nature of the property and interest of the surety in it.\nNote. - Under Section 8 (1) of the Act the repayment of the loan is made a first charge on the building to be repaired or constructed and the applicant's interest in the site of such building. Immovable property been as security should be property other than such building or land.\nNote.\n(If an estimate has been prepared the estimated cost should be given).\n(i) Suitable date for first instalment with reference to Clause VI.\n(ii) Proposed instalments and period of repayment.\nForm A-2\nForm A-2\nApplication for loan for repairs to building\nApplication for loan for repairs to building\nName, father's name, residence, etc. of the\n\t\t\t\taffected owner\nAmount of loan required\nNumber of instalments in which required and\n\t\t\t\tamount of each instalment\nNature of the building and the extent of damage\n\t\t\t\tby the calamity\nEstimated cost of repairs\n1\n2\n3\n4\n5\nSituation of the building\nApplicant's rights in the building and land\nNumber of security if any, other the building\nPeriod proposed for repayment\nEncumbrances on the damaged house and on the land\n\t\t\t\ton which it stands\n6\n7\n8\n9\n10\nSignature or thumb-impression of the affected owner.\nSignature or thumb-impression of the affected owner.\nNote- Column 1. - Aliases, if any, are to be entered.\nNote-\nColumn 2. - In figures as well as in words.\nColumn 4. - Whether shop, residence, combined shop and residence, workshop or other building-Whether pacca or katcha.\nColumn 8. - Security may be of the following descriptions:-\n(1) Buildings other than the building to be repaired.\n(2) Land belonging to the applicant other than the land on which the building to be repaired stands or to the surety or sureties.\n(3) Personal.\nReverse of Form A-2\nReverse of Form A-2\nParticulars to be filled in by the Enquiring Officer\nParticulars to be filled in by the Enquiring Officer\n(i) The nature and value of the applicant's interest in the building proposed to be repaired and the nature and the extent of encumbrances, if any.\n(ii) If property other than the building, the nature, value and nature and extent of pre-existing encumbrances, if any.\n(iii) If personal, the names and status of the co-sureties.\n(iv) If property belonging to a surety, the nature of the property and the interest of the surety in it.\nNote. - Under Section 8 (1) of the Act the repayment of the loan is made a first charge on the building to the repaired or constructed, and the applicant's interest in the side of such building. Immovable property given as security should be property other than such building or land.\nNote.\n(i) Suitable date for first instalments with reference to Clause VII.\n(ii) Proposed instalments and period of repayment.\nForm A-3\nForm A-3\nApplication for loan construction of Building\nApplication for loan construction of Building\nName, father's name, residence, etc. of the\n\t\t\t\taffected owner\nNature and extent of damages and estimated value\n\t\t\t\tof the damaged building\nDescription of the land (Khas or rented) on which\n\t\t\t\tthe damaged building stands\nApplicant's rights in the land and the damaged\n\t\t\t\tbuilding\nEncumbrances on the damaged house and on the land\n\t\t\t\ton which it stands\n1\n2\n3\n4\n5\nNature of the proposed building and the estimated\n\t\t\t\tcost\nDescription of the land (Khas or rented) on which\n\t\t\t\tthe building is to be constructed\nApplicant's right in the land on which the\n\t\t\t\tbuilding is to be constructed\nAmount of loan required\nNumber of instalments in which required and\n\t\t\t\tamount of each instalment\nThe period proposed for repayment of the loan\n6\n7\n8\n9\n10\n11\n1. 2. 3. 4. 5.\nSignature or thumb-impression of affected owners.\nSignature or thumb-impression or affected owners.\nForm B\nForm B\nOrder under the Bihar and Orissa Natural Calamities Loans Act, 1934, and the Rules made thereunder\nOrder under the Bihar and Orissa Natural Calamities Loans Act, 1934, and the Rules made thereunder\n[See Section 5(1) of the Act and Rule 7 (a)]\nOrder\nInstalments\nDate\n[Amount]\nParticulars And Conditions\nParticulars And Conditions\nA.-General\nDate\n[Amount]\n1st Schedule\n2nd Schedule\nSignature or thumb-impression of the person to whom loan is made\nParticulars of security given\nName of surety\nSignature of the surety or thumb-impression\nSignature of the Collector\nForm C\nForm C\n[See Statutory Rule 8]\nCertificate\nCertificate\nSignature of disbursing officer (In the case of Government officer the designation should be added).\nSignature of applicant\nForm D\nForm D\nNotice to the borrower\nNotice to the borrower\n[See Rule 8]\nNotice\nNotice\nDate when due\nPrincipal\nInterest\nTotal\n1\n2\n3\n4\nSignature of Officer granting the loan.\nForm E\nForm E\nVoucher for payments made at Treasuries\nAccount\npay.\nForm F\nForm F\nTreasury Officer\nTreasury Officer\n[See Statutory Rules 19 and 20]\nOrder\nSignature of the Officer granting the loan.\nAgreement\nDate\nPrincipal\nInterest\nTotal\n1st Kist 2nd Kist 3rd Kist 4th Kist, etc.\nSignature or thumb impression of the borrower\n*In figures as well as in words.\nSignature or thumb impression of the borrower.\nSignature of Disbursing Officer.\nReverse of Form F\nReverse of Form F\nSchedule\nVillage.........\n…........Thana\nSerial No.\nName of borrower\nHis father's name\nAmount paid to each member of the group which is\n\t\t\t\tbetween himself and the other members of the group he is under\n\t\t\t\tSection 9 of the Bihar and Orissa Natural Calamities Loans Act,\n\t\t\t\tbound to contribute\nSignature and thumb-impression\n1\n2\n3\n4\n5\n1........................ 2........................ 3........................ 4........................ 5........................ 6........................\n* Total",
            "footnote": "",
            "is_definition": false,
            "sort_order": 11
        }
    ],
    "metadata": {
        "Act ID": "bh472",
        "Act Number": "Published vide Notification No. 690-R. D., dated the 19th March, 1934, in the Bihar and Orissa Gazette, 1934, Part 2, page 179",
        "Enactment Date": "",
        "Act Year": "1934",
        "Short Title": "The Bihar and Orissa Natural Calamities Loans Rules, 1934",
        "Type": "STATE",
        "Location": "Bihar"
    },
    "updated_at": "2026-09-29 21:55:19"
}