Andhra Pradesh Pawn Brokers Rules, 2007

{
    "id": 14666,
    "slug": "andhra-pradesh-pawn-brokers-rules-2007",
    "title": "Andhra Pradesh Pawn Brokers Rules, 2007",
    "short_title": "Andhra Pradesh Pawn Brokers Rules, 2007",
    "act_number": "Published vide Notification No. G.O. Ms. No. 144, ",
    "act_year": 2007,
    "act_type": "STATE",
    "location": "Andhra Pradesh",
    "law_status": "unknown",
    "enactment_date": null,
    "description": "Andhra Pradesh Pawn Brokers Rules, 2007",
    "preamble": "",
    "section_label": "Section",
    "sections": [
        {
            "number": "1",
            "title": "1. Shot title and Commencement.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 0
        },
        {
            "number": "2",
            "title": "2. Definitions.",
            "chapter": null,
            "content": "(a) 'Act' means the Andhra Pradesh Pawn Brokers Act, 2002 (Andhra Pradesh Act 6 of 2002);\n(b) 'Collector' means the Collector of the District includes Joint Collector.\n(c) 'Form' means a form appended to these Rules;\n(d) Words and expressions used but not defined in these rules shall have the respective meanings assigned to them in the Act.",
            "footnote": "",
            "is_definition": true,
            "sort_order": 1
        },
        {
            "number": "3",
            "title": "3. Licensing Authority.",
            "chapter": null,
            "content": "(a) The Collectors concerned, in the Municipal/Municipal Corporation limits of Hyderabad, Vijayawada, Visakhapatnam, Guntur, Warangal and Tirupathi; and\n(b) The Revenue Divisional Officers in other areas concerned.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 2
        },
        {
            "number": "4",
            "title": "4. Application for Licence.",
            "chapter": null,
            "content": "(a) In case of the areas mentioned at rule 3(a) above, the fee shall be Rupees One Thousand.\n(b) In case of other areas the fee shall be Rupees Seven Hundred and Fifty.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 3
        },
        {
            "number": "5",
            "title": "5. Forms and Conditions of Licence.",
            "chapter": null,
            "content": "and\n(b) The Licencing Authority shall communicate to the applicant in writing and obtaining proper acknowledgement if the licence is refused.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 4
        },
        {
            "number": "6",
            "title": "6. Renewal of Licence.",
            "chapter": null,
            "content": "(a) In case of the areas mentioned at rule 3(a) above the fee shall be Rupees Seven Hundred and Fifty.\n(b) In case of other areas the fee shall be Rupees of Five Hundred.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 5
        },
        {
            "number": "7",
            "title": "7. Pawn Brokers to Exhibit Their Names.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 6
        },
        {
            "number": "8",
            "title": "8. Change of Place of Business.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 7
        },
        {
            "number": "9",
            "title": "9. Charges allowed to Pawn Brokers.",
            "chapter": null,
            "content": "(i) If the\n\t\t\t\tamount of the loan does not exceed Rs. 100/- .. Rs. 3/- (ii) If the\n\t\t\t\tamount of the loan between Rs. 101 to 500/- .. Rs. 5/- (iii) If the amount of the loan between Rs. 501\n\t\t\t\tto 1000/- .. Rs. 10/- (iv) If the amount of the loan between Rs. 1001\n\t\t\t\tto 5000/- .. Rs. 20/- (v) If the amount of the loan between Rs. 5001\n\t\t\t\tto 10000/- .. Rs. 30/- (vi) If the amount of the loan exceeds Rs.\n\t\t\t\t10000/- .. Rs. 40/-\n(i) If the\n\t\t\t\tamount of the loan does not exceed Rs. 100/-\n..\nRs. 3/-\n(ii) If the\n\t\t\t\tamount of the loan between Rs. 101 to 500/-\n..\nRs. 5/-\n(iii) If the amount of the loan between Rs. 501\n\t\t\t\tto 1000/-\n..\nRs. 10/-\n(iv) If the amount of the loan between Rs. 1001\n\t\t\t\tto 5000/-\n..\nRs. 20/-\n(v) If the amount of the loan between Rs. 5001\n\t\t\t\tto 10000/-\n..\nRs. 30/-\n(vi) If the amount of the loan exceeds Rs.\n\t\t\t\t10000/-\n..\nRs. 40/-\n(b) The fee shall be recoverable by the Pawn Broker as if it was included in the loan but no interest shall be charged on such fee.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 8
        },
        {
            "number": "10",
            "title": "10. Form of Declaration.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 9
        },
        {
            "number": "11",
            "title": "11. Pledge Book.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 10
        },
        {
            "number": "12",
            "title": "12. Pawn Ticket, Sale Book or Pledges and Receipt on Redemption of Pledges.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 11
        },
        {
            "number": "13",
            "title": "13. Certificates.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 12
        },
        {
            "number": "14",
            "title": "14. Language in Which Records ETC. Should be Maintained.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 13
        },
        {
            "number": "15",
            "title": "15. Manner Furnishing Statement of Account.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 14
        },
        {
            "number": "16",
            "title": "16. Public Notice of Claim in Certain Cases.",
            "chapter": null,
            "content": "(a) The name, place of business and licence number of the pawnbroker concerned;\n(b) Full and detailed description of the article including weight in the case of jewels;\n(c) Name and address to the pawner; and\n(d) The basis on which the applicant makes his claim, that is, whether as the owner of the pledge but not holding the pawn-ticket or as a person claiming to be entitled to hold the pawn ticket but alleging that it has been lost, mislaid, destroyed, stolen or fraudulently obtained from him.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 15
        },
        {
            "number": "17",
            "title": "17. Prescribed Authority.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 16
        },
        {
            "number": "18",
            "title": "18. Period Within which Declaration should be delivered to the Pawn Broker.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 17
        },
        {
            "number": "19",
            "title": "19. Inspecting Officers and their Powers.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 18
        },
        {
            "number": "20",
            "title": "20. Procedure in Auction of Pledges.",
            "chapter": null,
            "content": "(1) The auctioneer to whom the sale of a pledge by auction is entrusted shall be a person approved by the Licensing Authority.\n(2) The auctioneer shall cause all pledges to be exposed to public view.\n(3) (i) The auctioneer shall print and publish a catalogue of the pledges to be sold in auction with the following particulars:-\n(a) The name, place of business and licence number of the pawn broker concerned;\n(b) Date of loan;\n(c) Number of pledge in pledge book;\n(d) Full and detailed description of the article including weight in the case of jewels.\n(e) Name and address of pawner; and\n(f) Date, hour and place of sale.\n(ii) The printed catalogue referred to in sub-rule 3(i) shall be published in the following manner:-\n(a) A copy shall be pasted at the place of business of the Pawn Broker concerned;\n(b) A copy shall be given to the intending bidders;\n(c) A copy shall be posted to the Pawner by Register Post With Acknowledgement Due;\n(d) A copy shall be sent to the Licensing Authority and to the Tahsildar' concerned.\n(iii) The auctioneer shall send at least a week before the date fixed for the sale-\n(a) Two copies of the printed catalogue to the police station having jurisdiction over the premises where the auction is to be held, one copy for being pasted on the notice board of the police station and another copy for record at that police station; and\n(b) One copy of the printed catalogue to the Police Station or each of the police stations having jurisdiction over the place of the business of the Pawn Broker concerned for record at such police station.\n(c) A copy of the printed catalogue by registered post to the pawner.\n(4) The pledges of each pawn broker in the catalogue shall be separate from the pledges of any other Pawn Broker.\n(5) The auctioneer shall insert in some public local newspaper both in Telugu and English approved by the Commissioner of Police in the Municipal Corporations of Hyderabad, Visakhapatnam and Vijayawada etc. or by the District Magistrate elsewhere, and advertisement giving notice of the sale and stating:\n(a) The Pawn Broker's name and place of business and\n(b) The months in which the pledges were pawned.\n(6) The advertisement shall be published for two successive days in the same news paper and the second advertisement shall be published at least ten clear days before first days of sale.\n(7) No Pawn broker or his agent shall bid for and purchase at a sale by public auction conducted under subsection (1) of Section 13, a pledge pawned with him.\n(8) The auctioneer shall, within fourteen days after the sale, deliver to the pawn brokers a copy of the catalogue or of so much thereof as relates to the pledges of that pawnbroker, filled up with the amount for which the several pledges of that pawnbroker were sold as well as the charges for the sale of each of them and authenticated by the signature of the auctioneer.\n(9) The Pawnbroker shall, after receipt of the auction particulars, deliver a copy duly indicating the details and the excess amount to be paid to the Pawner with proper acknowledgment.\n(10) The Pawnbroker shall preserve every such catalogue for at least three years after the auction.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 19
        },
        {
            "number": "21",
            "title": "21. Appellate Authority.",
            "chapter": null,
            "content": "(a) The Chief Commissioner of Land Administration or any senior officer authorized by him in the Municipal/ Municipal Corporation limits of Hyderabad, Vijayawada, Visakhapatnam, Guntur, Warangal and Tirupathi.\n(b) The Collectors in other areas concerned.\nForm A\nForm A\n( Section-4 and Rule 4 )\nThe Collector.......\n(1) Name of the Applicant in Full (In Capitals)\nOne Passport size of the Applicant to be\n\t\t\t\t\t\t\t\taffixed -------------------------------- One Passport size Photo to be enclosed\nOne Passport size of the Applicant to be\n\t\t\t\t\t\t\t\taffixed\n--------------------------------\nOne Passport size Photo to be enclosed\n(2) Address in Full\n(a) House No.\n(b) Street and Village\n(3) Fathers Name\n(4) SSID No./voter\n\t\t\t\tlist No.\n(5) If the applicant\n\t\t\t\tis native of an Indian State\n(a) Full address in such Indian State and\n(b) A list of the properties owned in such state.\n(6) Address of shop\n\t\t\t\tor place of business in respect of which the license is applied\n\t\t\t\tfor. Any subsequent changes should be notified before one month\n\t\t\t\tprior to change of premises.\n(7) If the applicant\n\t\t\t\thas more than one shop or place of business, the address of each\n\t\t\t\tshop or place of business.\n(8) Has the applicant\n\t\t\t\tapplied for a separate license in respect of each shop or place\n\t\t\t\tof business mentioned against item No. 7, if so with what result.\n(9) If the present\n\t\t\t\tapplication made for grant of new license.\n(10) The financial\n\t\t\t\tyear for which the license is applied for\n(11) Has the\n\t\t\t\tapplicant paid the prescribed fee for the license (enclose DD)\nSignature of the\n\t\t\t\tApplicant\nI solemnly and\n\t\t\t\tsincerely affirm and declare that the particulars stated above\n\t\t\t\tare correct to the best of my knowledge and belief, if it were\n\t\t\t\tfound false on a later date, I will be liable for any\n\t\t\t\tconsequences according to law and rules framed in the Act.\nSignature of the\n\t\t\t\tApplicant.\nForm - B\nForm - B\n(Sub-section (7) of Section 4 and Rule 6)\nForm of Application for Renewal of Pawn Brokers Licence\nThe Collector..........\nThe Sub-Collector/R.D.O............Division.\n(1) name of the\n\t\t\t\tApplicant (In Capitals)\nPassport size Photo of the Applicant\nPassport size Photo of the Applicant\n(2) Address in full\n\t\t\t\t(Any subsequent change should be notified)\n(a) House No.\n(b) Street and Village\n(3) Fathers Name\n(4) SS1D No./Voters\n\t\t\t\tList No.\n(5) The earlier\n\t\t\t\tlicense No.\n(a) Date of issue of License\n(b) Date on which the License will be expired.\n(6) Address of shop\n\t\t\t\tor place of business in respect of which the license is applied\n\t\t\t\tfor (any subsequent change should be notified before one month\n\t\t\t\tprior to change of premises)\n(7) If the applicant\n\t\t\t\thas more than one shop or place of business, the address of each\n\t\t\t\tshop or place of business.\n(8) The financial\n\t\t\t\tyear for which the renewal of Pawn Broker license is applied for.\n(9) ... the applicant\n\t\t\t\tpaid the prescribed fee for the renewal of license (enclose DD)\n(10) Whether the\n\t\t\t\tapplicant maintained the following registers and documents\n\t\t\t\tcorrectly and properly:-\n(a) pledge book\n(b) Pawn ticket\n(c) Sale book of pledges\n(d) Declaration of pawn tickets last.\n(e) Receipt of redemption of pledge.\nSignature of the\n\t\t\t\tApplicant.\nI solemnly and\n\t\t\t\tsincerely affirm and declare that the particulars stated above\n\t\t\t\tare correct to the best of my knowledge and belief, if it were\n\t\t\t\tfound false on a latter date, ..... will be liable for any\n\t\t\t\tconsequences according to law and rules framed in this Act.\nSignature of the\n\t\t\t\tApplicant.\nForm C\nForm C\nPawn Broker's License\n(Section 4(2) and Rule 59(a))\nRDO\n\t\t\t\tR.C.No..../............../.... date:........\nP.D. No.............................\nPassport size photo of Pawn Broker duly\n\t\t\t\t\t\t\t\tattested by Licence issuing authourity with seal\nPassport size photo of Pawn Broker duly\n\t\t\t\t\t\t\t\tattested by Licence issuing authourity with seal",
            "footnote": "",
            "is_definition": false,
            "sort_order": 20
        },
        {
            "number": "1",
            "title": "1. This license shall not be transferred to any other person.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 21
        },
        {
            "number": "2",
            "title": "2. This license shall be produced to any police officer, not below the rank of Sub-Inspector of Police demanding to see the same.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 22
        },
        {
            "number": "3",
            "title": "3. The premises are not frequented by thieves or persons of bad character.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 23
        },
        {
            "number": "19",
            "title": "4. All books, accounts and documents maintained by the license and all pledges taken by him shall be open to inspection by any police officer not below the rank of Sub-Inspector of Police and any inspecting officer as notified under Rule 19.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 24
        },
        {
            "number": "5",
            "title": "5. The licensee shall not remove any article pledged with him to any place outside the town or village in which he is carrying on business of a Pawn Broker except with the permission of the District Magistrate.",
            "chapter": null,
            "content": "Collector/Joint Collector...........Dist./\nRevenue Divisional Officer,\nDivision (Dist:....)\nOffice Seal\nForm D\nForm D\n(Section 10(1 )(a) and Rule 10)\nDeclaration Where Pledge is Claimed By Owner\nSignature of the owner.\nDesignation\nAddress\nSignature of the Identifying Person.\nDesignation\nAddress\nMagistrate or Judge.\nForm E\nForm E\n(Section 10(l)(aj and Rule 10)\nDeclaration (Where Pawn Ticket is Lost Etc.)\nSignature of the pawner.\nSignature of identifying person\nDesignation Address\nMagistrate or Judge.\nForm - F\nForm - F\n(Section 11(1) and Rule 11)\nPledge Book\nSignature of the License issuing authority.\nCollector/Joint Collector..............Dist./\nR.D.O Division (Dist....)\n1.\nName of the Pawn Broker\n2.\nLicense No. and Date\n3.\nAddress\n4.\nRenewal of License No. and date\nDate of Expiry of License\nSignature of License Authority\n(1) No of Pledge\n(2) 'Date of Loan\n(3) Amount of the Principal of the Loan.\n(4) Rate of Interest Charged\n(5) Full and Detailed description of article. (Pledge) (weight shall be noted in \"Dharma Kata\" in case of Jeweles/Valuable articles)\n(6) Value of the Articles\n(7) Time agreed upon for the redemption of the pawn.\n(8) Date of redemption of sale in auction.\n(9) The amount of every payment received towards loan and the date.\n(10) name and address and written consent of the owner if he/she is not him self the panwer.\n(11) Name and Address of person redeeming or purchasing at Sale in Auction.\nNote. - (1) All entries in the pledge book except column No. 7, 8, 9 and 10 respecting each pledge shall be made on the day of the pawning there off.\nNote.\n(2) If the pledge articles are women wearing Jewels/articles the written consent of the women in the pledge book in addition to pawner shall be made separately.\nSignature of the Pawn broker\nForm G\nForm G\n(Section 1 l(l)(b)and Rule 12)\nPawn Ticket",
            "footnote": "",
            "is_definition": false,
            "sort_order": 25
        },
        {
            "number": "1",
            "title": "1. Name and full address of panwer.",
            "chapter": null,
            "content": "2. 'Date",
            "footnote": "",
            "is_definition": false,
            "sort_order": 26
        },
        {
            "number": "3",
            "title": "3. Amount of principal of the loan.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 27
        },
        {
            "number": "4",
            "title": "4. Rate of interest charged.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 28
        },
        {
            "number": "5",
            "title": "5. Full and detailed description of the articles (weight as per the \"Dharma Kata\" to be noted in the case of jewels)",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 29
        },
        {
            "number": "6",
            "title": "6. Value of article or articles.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 30
        },
        {
            "number": "7",
            "title": "7. The time agreed upon for redemption of the articles.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 31
        },
        {
            "number": "8",
            "title": "8. Signature or thumb impression of the pawner.",
            "chapter": null,
            "content": "Signature of Pawn Broker or his Agent.\n(PTO)\n(Reverse)",
            "footnote": "",
            "is_definition": false,
            "sort_order": 32
        },
        {
            "number": "1",
            "title": "1. The rate of interest on any pledge shall not exceed-",
            "chapter": null,
            "content": "(a) No pawn broker shall charge interest on any loan at a rate exceeding by more than two percent the rate charged by commercial banks on similar loans.\n(b) The total interest payable on a Loan shall not exceed the quantum of the Principal.",
            "footnote": "",
            "is_definition": false,
            "sort_order": 33
        },
        {
            "number": "2",
            "title": "2. Every pledge shall be redeemable within a period of two years or such longer period as may be provided in the contract between the parties from the day of pawning (exclusive of that day) and shall continue to be redeemable during ten days of grace following the said period.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 34
        },
        {
            "number": "3",
            "title": "3. If the pledge is not redeemed within the period of redemption and the days or grace mentioned in paragraph 2 it will, at the end of the days of grace the Pawn Broker got the right to sell it in public auction only.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 35
        },
        {
            "number": "4",
            "title": "4. The holder of the ticket is presumed to be the person entitled to redeem the pledge.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 36
        },
        {
            "number": "5",
            "title": "5. If this ticket is lost, mislaid, destroyed or stolen or fraudulently obtained from the pawner, the pawner should at once apply to the Pawn Broker for the supply, free of cost, of a printed form of declaration to be made before a Magistrate or a Judge, complete it and deliver it back to the Pawn Broker not latter than 15 days after the date of the delivery of the form to the pawner by the Pawn Broker. The pawner will then have the same rights and remedies as if he had produced the pawn-ticket.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 37
        },
        {
            "number": "6",
            "title": "6. Where the loan exceeds ten thousand rupees, the applicant should, before applying to the Pawn Broker, cause to be published a notice containing the following particulars namely:-",
            "chapter": null,
            "content": "(a) The name, place of business and license number of the Pawn Broker concerned.\n(b) Full and detailed description of the article (weight to be noted in the case of jewels)\n(c) Name and address of the pawner; and\n(d) The basis on which the applicant makes his claim, that is, whether as the owner of the pledge but not holding the pawn-ticket, or as a person claiming to be entitled to held the pawn-ticket but alleging that it has been lost, mislaid, destroyed, stolen or fraudulently obtained from him.\nForm H\nForm H\n(Section 11 (1 )(b)(ii) and Rule (12))\nSale Book of Pledge",
            "footnote": "",
            "is_definition": false,
            "sort_order": 38
        },
        {
            "number": "1",
            "title": "1. Number of pledges as in the pledge book.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 39
        },
        {
            "number": "2",
            "title": "2. Date of pawning",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 40
        },
        {
            "number": "3",
            "title": "3. Name of Pawner.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 41
        },
        {
            "number": "4",
            "title": "4. Amount of loan.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 42
        },
        {
            "number": "5",
            "title": "5. Amount for which pledge was sold as stated by the Auctioneer.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 43
        },
        {
            "number": "6",
            "title": "6. Signature of auctioneer or his agent.",
            "chapter": null,
            "content": "",
            "footnote": "",
            "is_definition": false,
            "sort_order": 44
        },
        {
            "number": "7",
            "title": "7. Name and address of purchaser.",
            "chapter": null,
            "content": "Form I\nForm I\n(Section 11 (1 )(b) IVand Rule 12)\nReceipt on Redemption of Pledges\n...................................\nTotal:....................................\nSignature of Pawn Broker or his Agent.\nForm J\nForm J\n(Section 11 and Rule 13)\nSignature of Pawn Broker or his Agent.\nForm K\nForm K\n(Rule 13)\nSignature:\nDesignation:\nAddress:",
            "footnote": "",
            "is_definition": false,
            "sort_order": 45
        }
    ],
    "metadata": {
        "Act ID": "Last Updated 25th September, 2019 [ap606]",
        "Act Number": "Published vide Notification No. G.O. Ms. No. 144, Home (General. B), dated 26.06.2007",
        "Enactment Date": "",
        "Act Year": "2007",
        "Short Title": "Andhra Pradesh Pawn Brokers Rules, 2007",
        "Type": "STATE",
        "Location": "Andhra Pradesh"
    },
    "updated_at": "2026-09-29 21:55:18"
}